2FD 019: Choosing Insurance

Choosing the right insurance can be confusing.

Big players in the market make it hard sometimes to really understand your insurance choices and interfere with finding the best price for the right policy for you.

Join us and our special guest Kevin Curry from Comparity to learn how the insurance broker process works and how easy it is to see your options for free. CHA-CHING!

Tune In Now!

*** Insider Extras ***

We love our Insiders! Everyone in our Frugal Insider’s Club will receive:

  • Entry into our monthly book giveaway.
  • Insider-only special offers, like a discount on any Early Retirement Roadmap package.
  • Recommended resources that Kevin and Sean use in their own lives
  • Insider-only articles outside of what we have time for on the podcast.
  • Priority on questions about your situation and case studies.
  • Entry into our Christmas Gift of Frugalness including a HD Antenna, an Amazon Fire Stick, Gift Cards, Books and much more!
  • JOIN THE CLUB!

Discussion Points

  • Shopping online for your insurance to get the best policy for the best price.
  • Online shopping for insurance by other companies is limited to just auto insurance and usually just marketing, not true comparisons.
  • Most homeowner companies will automatically raise your rate every year and many homeowners don’t notice.
  • You don’t have to talk to a broker, you can shop for insurance online.
  • Expensive insurance can affect your debt-to-income ratio and cause underwriting issues with a new mortgage.
  • The coverages you can play around with to get a lower premium.
  • The future of insurance agents and where they can still help you in understanding your policy.
  • Comparity doesn’t share your contact information, they just get you the quotes based on your input and connect you later if you decide to move forward so brokers are not calling you left and right.
  • Rate table comparisons are not quote comparisons.
  • Protecting your most important assets.
  • Understanding the difference between admitted and non-admitted carriers.
  • The difference between exclusive and independent carriers.
  • Comparity doesn’t charge a fee for the consumer.

Show Links

Related Episodes

Like The Show?

If you like the show and want to keep it going, please rate us on iTunes. Also, follow us on Twitter, Facebook, YouTube, Instagram and Pinterest!

There are two ways to rate us on iTunes:

  1. By Computer – Go here and click the “View in iTunes” button. 
      – This will open our podcast within the iTunes application on your computer. You may have to install iTunes if you don’t have ti already.
      – Once you see our podcast, click the “Ratings and Reviews” tab and then the “Write a Review” button.
      – Here’s a video if you need help.

  2. By iPhone/iPad – Open the “Podcasts” application (or install it) and search for “2 frugal dudes”
      – Click on our podcast, go to the “Reviews” tab and click “Write a Review.”
      – Here’s a video if you need help.

Reviewing our podcast on iTunes also boosts your chances for the Christmas Gift of Frugalness by 5 times! That’s right, anyone that rates us gets their name put into the hat five more times! Thank you for being a valued listener and we look forward to taking the show even further!

The Early Retirement Roadmap

Get your FREE chapter of Sean’s book The Early Retirement Roadmap to see how you can obtain financial freedom, FASTER!

Thanks to http://www.bensound.com/ for the music used in the show.